Payment Processing

Accept Every Payment. Keep More of Every Dollar.

ClearPath Payments provides straightforward credit and debit card processing with transparent pricing, fast funding, merchant rebates, and personalized support — so you can focus on running your business.

Everything Included in Your Processing

No surprise fees. No confusing add-ons. Just reliable payment processing with the features your business needs.

All Major Card Brands

Accept Visa, Mastercard, American Express, Discover, and more — in-person, online, and over the phone.

Next-Day Funding

Get your money fast. Most merchants receive funds the next business day after processing.

Merchant Rebates

ClearPath Payments provides rebates back to merchants for using our services — putting money back in your business.

Transparent Pricing

Clear rate structures with no hidden fees. You'll always understand exactly what you're paying and why.

Secure Processing

PCI-compliant processing with end-to-end encryption and fraud protection tools built in.

Real-Time Reporting

Access transaction data, batch reports, and business insights from any device, any time.

Chargeback Support

Dedicated support to help you manage and respond to chargebacks and disputes.

Dedicated Account Support

A real person who knows your account — not a call center. Responsive support when you need it.

Pricing Options

Pricing Structures Designed Around Your Business

There's no single pricing model that works for every business. ClearPath evaluates your transaction mix and recommends the structure that makes the most sense for you.

Interchange Plus

Most Transparent

Pay the actual interchange cost set by card networks, plus a small fixed markup. Highly transparent — ideal for businesses with higher volume or varied card types.

Flat Rate

Simplest

One simple rate on every transaction. Easy to understand and budget for — well-suited for lower-volume businesses or those who prefer simplicity.

Tiered Pricing

Common

Transactions are grouped into qualified, mid-qualified, and non-qualified tiers. Common with many processors — ClearPath helps you understand what tier your cards fall into.

Cash Discount / Surcharge Programs

Cost-Offset

Compliant programs that may help eligible merchants offset processing costs. Subject to card-network rules, applicable laws, and merchant eligibility.

Actual rates depend on business type, transaction volume, card mix, and processor requirements. Contact ClearPath for a personalized rate analysis.

Cards We Support

Visa
Mastercard
American Express
Discover
Contactless / NFC
EMV Chip
Debit Cards
HSA / FSA Cards

Find Out What You're Actually Paying

Submit a recent processing statement and ClearPath will review your current rates, identify potential savings, and recommend the right pricing structure for your business.